The Advocacy for Consumer Rights ratings, reviews and complaints - Foreclosure Consultants

Complaints and Resolutions

Complaint Experience

N/A

Complaint Resolution Index (CRI)

Complaint Resolution Index (CRI) Explained The Complaint Resolution Index (CRI) is an indicator on how responsive a company is in addressing and resolving customer complaints brought to their attention by BCA. If they are considering doing business with the company, consumers can use this indicator to forecast the likelihood of having their issues addressed if a problem arises. CRI measures the company's customer satisfaction abilities through BCA’s complaint mediation process.

A variety of factors are considered when calculating CRI. This includes how quickly a company responds to complaints, the number of complaints against a company, whether the company addressed complaint allegations, and the outcome of the complaints. CRI is just a subset of the overall rating for the company. Consumers are encouraged to take into consideration the company's CRI, their overall BCA letter rating and other relevant information about the company so they can make a well-informed purchasing decision.

BCA's Summary and Analysis:

We have received no complaints against this company.

Our complaint services are free and our team of expert mediators will assist in resolving complaints with businesses.

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Complaint Closing Statistics

0 complaints against The Advocacy for Consumer Rights closed in last 3 years.

Complaints	Type of response
0	Making a full refund, as the consumer requested
0	Making a partial refund
0	Agreed to make an adjustment
0	Refusing to make an adjustment
0	Refuse to adjust, relying on terms of agreement
0	Unanswered

Other Information

Company Info

TAFCR specializes in the mathematical laws of grammar in contracts & performs free reviews to determine if a consumer was a victim of fraud based on grammar laws.They offer services to consumers who wish to take action on those who caused damage.

Primary Contact:	Leighton Lionel Ward
Business Started:	7/7/2008
Social:

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Licensing

We know of no licensing or registration requirement for companies engaged in this company's stated type of business.

Government Actions

Agency:
Description: On May 4, 2017 the Lake Havasu City Police Department (LHCPD) arrested owner, Leighton L. Ward in Northern California on felony charges of fraud. The LHCPD's Criminal Investigations Unit began an investigation back in January of 2017 after receiving a report of an alleged fraudulent scheme involving mortgage contracts. The investigation led to the arrest of Ward who is charged with fraud, fraudulent schemes and artifices, theft and forgery.

Ward posed as an associate of the Advocacy for Consumer Rights and collected thousands of dollars from consumers claiming he could get them out of their binding mortgage contracts and get them money back based on the language of their contracts.

Ward also has a felony warrant out of Tennessee for similar fraud allegations.

Victims are encouraged to file a complaint with Business Consumer Alliance and contact LHCPD contact LHCPD Detective Brian Madsen at (928) 855-1171
Date of Action: 5/4/2017

Comments and Analysis

Effective October, 2009 in California, it is illegal to collect any fees, regardless of the form, for negotiating or attempting to negotiate a loan modification for a residential mortgage. All modification services must be fully completed before any money can be collected. It is also illegal to divide fees or services into components for the purpose of avoiding this law.

HUD approved housing counseling agencies are exempt from this law. For businesses outside of California, please check with the agency that regulates this industry.

The Advocates for Consumer Rights (TAFCR) offers to review mortgage documents for possible grammar fraud and files lawsuits with the “Federal Postal Court” for grammar fraud violations. The Federal Postal Court operates on the basis of a mathematical understanding of language that attempts to prove that certain mortgage documents are fraudulent. The Federal Postal Court does not have a courthouse or other fixed location and is not recognized as a valid legal authority with some federal courts.

While some mortgage relief companies claim their services can help you avoid foreclosure, reduce the amount you owe, cancel your loan, or obtain the home free and clear, oftentimes this is not the case. Mortgage and foreclosure relief companies may use a variety of tactics including forensic auditing, mass tort litigation, and other methods to sell their services. Before paying any money or agreeing to services consumers should look for and avoid any business that:

guarantees to stop the foreclosure process – no matter what your circumstances are
instructs you not to contact your lender, lawyer or credit or housing counselor

collects a fee before providing any services accepts payment only by cashier’s check or wire transfer

encourages you to lease your home so you can buy it back over time

recommends that you make your mortgage payments directly to it, rather than your lender

urges you to transfer your property deed or title to it

offers to buy your house for cash at a fixed price that is inappropriate for the housing market

pressures you to sign papers you haven’t had a chance to read thoroughly or that you don’t understand.

Here are some helpful guides to assist those facing foreclosure or looking for mortgage relief solutions:

Avoiding Mortgage Relief Scams

Foreclosure Frauds and Fixes

Mortgage Servicing - What You Need To Know

Other Considerations

On May 4, 2017 the Lake Havasu City Police Department (LHCPD) arrested owner, Leighton L. Ward in Northern California on felony charges of fraud. The LHCPD's Criminal Investigations Unit began an investigation back in January of 2017 after receiving a report of an alleged fraudulent scheme involving mortgage contracts. The investigation led to the arrest of Ward who is charged with fraud, fraudulent schemes and artifices, theft and forgery.
Ward posed as an associate of the Advocacy for Consumer Rights and collected thousands of dollars from consumers claiming he could get them out of their binding mortgage contracts and get them money back based on the language of their contracts.
Ward also has a felony warrant out of Tennessee for similar fraud allegations.
Victims are encouraged to file a complaint with Business Consumer Alliance and contact LHCPD contact LHCPD Detective Brian Madsen at (928) 855-1171

Industry Resources

Advertising Reviews

Additional Info

DBAs:

Advocacy for Consumer Rights

Websites:
There are no additional web sites.

Contacts:

Leyton Ward (Case Manager)

Amanda Hunter (Former Managing Member)

Other Categories:

Loan Modifications Advance Fee

Addresses:

PO Box 1001, Lake Havasu City, AZ, 86405

PO Box 12328, Murfreesboro, TN, 37129

Reputation Report

The Advocacy for Consumer Rights

Complaints and Resolutions

Other Information